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Online Auto Insurance...... Is it advisable ?
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Thread: Online Auto Insurance...... Is it advisable ?

  1. #1
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    Online Auto Insurance...... Is it advisable ?

    Hi Guys,

    As you all know , now a days the concept of buying the Auto insurance online is picking up the market. Since it's light on your pocket compared to conventional insurance, I don't seen any harm choosing it.
    BUT what could be the Proc & cons opting the online policy ?

    How the Claim-Process works in case of Online policy ?

    Industry Experts here can put some lights and on it, so that each MFW member can get more information and can understand practical complications of Online Auto Insurance.
    Amit Saxena.
    1.6 GTX 2002.
    Black Beast ,46000+ Kms, Mumbai.
    "No Drivers. Only Lovers"

  2. #2
    Moderator torquey_tnd's Avatar
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    Bruv , This is one hassel-free no non-sense approach
    the only way to get rid of phone calls from insurance agents and their lean mean approach
    to sell away and wire /lure potential customers. It presently gives the maximum discounts
    on NCB whereever applicable and the claiming is similar to anyone who gets the insurance
    re-newed from any insurance office or agents. Ensure its Cashless with Zero Depreciation plan !


    cheers
    TND
    Last edited by torquey_tnd; 05-04-2012 at 02:57 AM.
    The Stig's Indian Cousin !!!
    ROYAL ENFIELD - FIAT - YAMAHA

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    Taraq,

    Thanks for reply. i own 2002 palio.. not sure that any insurance company will give me that " Cashless with Zero Depreciation plan" . Do you have any good insurance companies in mind.
    Do you have any experience on claim process ?

    Do they give any NCB for online renewals also ?

    Thanks,
    Amit.
    Amit Saxena.
    1.6 GTX 2002.
    Black Beast ,46000+ Kms, Mumbai.
    "No Drivers. Only Lovers"

  4. #4
    Moderator torquey_tnd's Avatar
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    Lightbulb

    Quote Originally Posted by amitatmca View Post

    Do you have any good insurance companies in mind.
    IFFCO- TOKIO & BAJAJ are the industry best
    Usually theres a suspicion engulfed FIAT has only good to go with
    national insurance companies like Oriental , United india.
    Future Generali too they are pain stakingly slow and full of hassels.


    Quote Originally Posted by amitatmca View Post
    Do you have any experience on claim process ?
    Touch wood, havnt been there Yet personally!


    Quote Originally Posted by amitatmca View Post
    Do they give any NCB for online renewals also ?
    Offcourse , if your car hasnt been claimed yet
    you can either try generating a quote online or trying calling
    few of these helpline numbers with respective companies.


    Let me know if u need any more help going forward

    cheers
    TND
    Last edited by torquey_tnd; 05-09-2012 at 02:11 PM. Reason: additions
    The Stig's Indian Cousin !!!
    ROYAL ENFIELD - FIAT - YAMAHA

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    This is a great service. It saves so much time for everyone. I had done my Palio (the one that I owned for a month before my SDX got confirmed in Dhamaka scheme) renewal online. I sent scan copies of exisiting insurance, RC and paid money online. They sent me a insurance PDF by email and hard copy by courier. It worked perfectly for me.

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